How to Choose a Plan
Overview
  Students/Recent grads
  Self-employed
  Between jobs
  On COBRA
  Working uninsured
  Part-time employee
  Seasonal employee
  Early retiree
  Just for kids
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Early Retirees

Early RetireesIf you are one of the few who are lucky enough to retire early, congratulations! If you are reading this, you know how important it is to cover your healthcare until Medicare kicks in. Carolina Direct provides you with the coverage you need to cover routine doctor office visits and emergencies. Compare our plans and see. Why go without health benefits when there's Carolina Direct from Carolina Care Plan?

Choose the option that suits you best:

 

Low or Medium Deductible Adult Plans with Office Copay or Low or Medium Deductible Adult Plans without Office Copay

 

You anticipate regular doctor visits or want to consider coverage for unexpected doctor visits and/or serious illness. You're interested in a lower deductible, copays and Rx coverage.

 

High Deductible Adult Plans without Office Copay

 

You don't expect many doctor visits. You want coverage in case of an emergency or a serious illness and you want to keep your monthly premiums low.

 

Qualified High Deductible Health Plans (QHDHP)

 

You're looking for comprehensive coverage as well as a reduced premium. You would like a plan that allows you to capitalize on tax advantages.

 

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