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There is a 12-month waiting period for pre-existing conditions. A pre-existing condition is a condition for which an ordinarily prudent person would seek medical advice, diagnosis, care or treatment; or for which you incurred medical expenses, received medical treatment, used a prescription drug or were advised by a physician to receive treatment during the six months prior to your effective date. If you are accepted, preexisting condition is waived for conditions disclosed on your application. |
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You and any dependents may apply for Carolina Direct coverage as long as you are residents of South Carolina and you are:
- Not eligible for or entitled to Medicare
- Not 65 years of age or older
Family coverage includes you, your spouse and any unmarried children under the age of 19 (23 for fulltime students). Dependent-only coverage is available. (Note: Dependents are not eligible to establish an HSA account.) |
