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Medical Plans
  Adult w/ & w/o Copay
  HDHP
  Kids Plans
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Products - Medical Plans

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Everyone has different needs. That's why the family of Carolina Direct plans has a variety of deductibles, coinsurance and copays.

You can select from four major healthcare plans that will give you dependable coverage tailored to fit your needs and budget.

If you would like assistance in selecting a health plan for individuals in South Carolina, please see How to Choose a Plan.

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Carolina Direct Adult Plans

Offers plan designs that can be tailored to fit individual needs. You may also add dependents. You choose coinsurance, deductible and maximum out-of-pocket expenses. This plan is available with or without a copay.

Carolina Direct High Deductible Health Plan (HDHP)

Can be paired with a tax-deductible savings account to cover current and future medical expenses. Any unused savings account dollars roll over to the next year allowing the opportunity to save for future medical expenses.

Carolina Direct Kids Plans

Offers parents the option of purchasing a healthcare plan specifically for their children. This option will cover children through age 22, and includes prescription benefits.


About our plans

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Choose between plans with different deductible levels.

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Pick any doctor or hospital in the network.

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Visit the doctor who's right for you - without a referral.

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Fast claims process - most claims are paid on average in five days.


What's included:

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Office visits.

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Care for serious or chronic illness.

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Urgent care.

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Outpatient/inpatient services.

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Emergency care.

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Prescription drug coverage.

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Routine/Preventive Care.

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Preferred lab benefit at 100%

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